Did you know that budgeting your time is the same skill set as budgeting your money? Well Tim Roden, in his series on Surviving and Thriving: Financial Literacy and Budgeting aims to help you understand not only how to budget but why it is necessary. Tim points out in video 1 that in order to budget we need to reframe our perspectives from thinking about what we can’t do to what we can. In video 2 Tim discusses the difference between needs (must haves) and wants (would like), which is essential knowledge when beginning to create your budget. Video 3 provides information regarding challenges in budgeting and Tim provides suggestions in order to make sure you can pay for those needs you highlighted. Video 4 is all about saving, something that we all should do regardless of age. Within video 4 Tim discusses the importance of setting up different accounts for your needs, wants and savings – a really helpful tip for all of us. Video 5 is a deep dive into understanding the importance of noting your finances coming in. Video 6 builds upon the previous videos tying it all together (for more information regarding tuition, scholarships and bursaries watch Suzy Martin’s video on Frais de scolarité). Video 6 discusses when you should pay for your needs, how much you should be saving and what to do with that tip money. Video 7 is essential for everyone, protecting yourself for your financial future. Tim provides tips to prevent identity theft as well as helpful advice for those entering post-secondary today. If you are trying to figure out how to pay for school and wondered should I get a student line of credit or a student loan? This is the video for you. So when considering your financial future why not watch all the videos for free, courtesy of RAC.